Coral DBM™
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Practitioner resources

Connect patients to covered medical cannabis at participating dispensaries

Use the Coral DBM™ formulary to choose covered products, refer patients to in-network dispensaries, and share an anonymous code. Coral DBM™ adjudicates coverage and is chartered to coordinate settlement through its sponsor financial institution.

Open the practitioner workspace
1

Choose covered products

Search the Coral DBM™ formulary by category, ratio and tier. Coverage, copay and prior-authorization flags are visible before you recommend.

2

Refer to in-network dispensaries

Send patients to participating dispensaries so claims price at the contracted rate.

3

Share an anonymous code

Each recommendation generates an anonymous RCP code that expires in 30 days. No patient identity is stored at creation.

4

Patient claims the recommendation

Patients enter the code in their Coral DBM™ portal to see recommended products, notes and dispensaries — then run a covered claim at the counter.

Patient privacy

What the engine does and does not store

  • No PHI at creation A recommendation records products, dispensaries, notes and an expiry — never patient identity.
  • Patient-initiated The link between a patient and a recommendation exists only after the patient claims the code.
  • Anonymous reviews Product and dispensary reviews carry a rating, a comment and a date — no author identity.

Coverage tiers at a glance

What the patient will pay

Tier 1 · Lowest copay

Low-THC, hemp-derived and balanced ratio products with verified COAs and lowest member cost share.

Tier 2 · Mid copay

Moderate-potency dosed formats. Covered with a mid-level copay and standard utilization limits.

Tier 3 · Highest copay

High-potency or inhalable products. Higher copay plus coinsurance, often with prior authorization.

Participating dispensaries

In-network locations for referrals

  • In-network dispensary, CACA · since 2024
  • In-network dispensary, NYNY · since 2025
  • In-network dispensary, AZAZ · since 2026