Adjudication Intelligence engine
Coral DBM™ qualifies brands and adjudicates benefits at the counter.
The adjudication engine ingests license, lab, COA and product data, scores brand qualification, and runs the real-time rules that decide coverage, copay and plan payment.
Qualified brands
5
Human-reviewed and published
Covered SKUs
18
Across three coverage tiers
Adjudication
Real time
Decision at the point of purchase
For plan administrators
License the dataset
Every qualified brand and SKU is published in versioned releases with tier placement, coverage rules and lot traceability.
Browse the registry →For brands
Qualify for the formulary
Submit licenses, lab data and attestations. Coral DBM™ scores every factor; a reviewer confirms qualification and tier placement.
Apply to the dataset →For dispensaries
Join the network
Complete compliance attestations and POS integration to accept covered claims at the counter, priced on the in-network rate card.
Start dispensary onboarding →For practitioners
Refer with confidence
Recommend covered products, refer patients to in-network dispensaries and share an anonymous code — no patient identity stored at creation.
Practitioner guide →Coverage tiers
How the engine places a qualified SKU
Low-THC, hemp-derived and balanced ratio products with verified COAs and lowest member cost share.
Moderate-potency dosed formats. Covered with a mid-level copay and standard utilization limits.
High-potency or inhalable products. Higher copay plus coinsurance, often with prior authorization.
Point of purchase
Where brand qualification meets real-time adjudication and payment.
Dispensaries, patients, practitioners and benefit providers all operate inside Coral DBM™. The Coral DBM™ engine supplies the dataset and decides coverage, copay and plan payment in under a second.
Explore Coral DBM™