Coral DBM™
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Dispensary Benefit Manager

Coral DBM™ — The Infrastructure Layer for Regulated Cannabis Benefits.

Coral DBM™ brings together healthcare benefits, qualified brands, licensed dispensaries, clinical networks, and patients into one compliant platform—making regulated wellness accessible, trackable, and trusted.

Real-time adjudicationQualified brand formularyCoral Pay settlement

Network-only access — patients can redeem plan benefits only at dispensaries that have completed Coral DBM™ qualification, the same in-network model used by pharmacy benefit managers (PBMs).

Coral DBM™ is chartered to settle qualified claims through its sponsor financial institution. Coral is not a bank and does not originate ACH on its own authority.

13
plan rules evaluated per claim
<1s
decision time
3
formulary tiers
Lot COA
required on every listed SKU

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Plans, brands, dispensaries and practitioners onboard through a single intake.

View every onboarding path

The Coral DBM Wire

The single source of truth on medical cannabis policy, benefits, and formulary news for doctors, nurses, insurers, TPAs, state licensing authorities, dispensaries, and brands. External coverage — not Coral DBM™ company announcements.

Coral DBM™ adjudication engine

The engine behind Coral DBM™. It qualifies brands, builds the formulary dataset, and decides coverage at the counter.